This document is based on update of Malaysia’s secondary mortgage market leader Cagamas Berhad. Cagamas as the only Secondary Mortgage Corporation in Malaysia, remains committed to its mandate of helping Malaysians gain access to affordable and competitive home financing. Cagamas has been instrumental in developing liquidity to primary lenders in the housing market in Malaysia. It purchases housing loans, hire purchase and leasing debts, industrial property loans, credit card receivables, through raising funds by the issuance of debt securities such as bonds and Sukuk. The provision of liquidity at a reasonable cost to the primary lenders of housing loans encourages further financing of houses at an affordable cost.