The document discusses the role of government in promoting homeownership in the US with reference to other developed countries. In many Western and Central European countries, housing is seen as right, for being the social responsibility of the government. But the market-oriented approach, as prevailing in the US, views housing as a consumer good to be provided by the market without intervention from the government. The writer of the paper believes that in the USA the situation becomes more interesting because the government influences the market decisions through taxes and subsidies to increase homeownership.