The document gives how For more than two decades, the Philippines’ Community Mortgage Program (CMP) has successfully delivered home ownership to many lower income families that live in under-developed areas. Florencio R Carandang Jr, Manager, Planning Department, Social Housing Finance Corporation, The Philippines told attendees at the Asia Pacific Union for Housing Finance conference in Ulaanbaatar, Mongolia that the government should do more for the poor. According to Carandang, Philippines’ Community Mortgage Program (CMP) that was initially launched in 1988 through its National Home Finance Corporation has helped many poor urban households acquire title to their properties in “blighted and depressed areas.” The CMP allows organized communities to borrow as a group to purchase land by using the land as collateral for their loans. The community may also borrow for site development and housing construction or improvements. The program also assists communities who voluntarily choose to relocate themselves.