Affordability is measured in terms of disposable income and affordable housing is categorized in terms of the cost of a house, as a proportion to the total income of a household. For the urban poor, the cost of an affordable house should not exceed five times the household gross annual income and the EMI/rent should not exceed 30 percent of the household’s gross monthly income. As a result, providing affordable housing is a daunting task, particularly when the cost of building materials and land prices are on the rise. The gap between the supply and demand of low-cost housing for this income category is increasing since it is impossible to construct a house within affordable limits for this group.