A home isn’t just a place to live; it gives hope for the future and is a stepping stone to a better life. Unfortunately, this isn’t the case for some; and today, too many Canadians are unable to find or afford decent housing. In 2011, 12.5 percent of Canadian households were in core housing need. Every year, more than a hundred and fifty thousand Canadians have to stay in an emergency shelter, and close to 35,000 Canadians will experience some form of homelessness on any given night. One in five Indigenous people who live off-reserve are homeless or live in overcrowded, unsafe, or inadequate housing.  Three-quarters of the rental buildings in Canada are over 30 years old, and many are in poor shape and in need of costly repairs. The social housing agreements will all have expired by the year 2038. Some social housing providers will not be able to continue without renewed funding, putting Canadians who rely on their reduced rents under increased financial stress and greater risk of homelessness. Over the last 15 years, house prices in most of Canada grew almost three times faster than incomes. In Toronto and Vancouver, the price of a home grew more than four times faster than the average income.