This report explores the continuum of inadequate housing, the risk of homelessness, and visible homelessness among families in Toronto. Low-income families often move between different points on this continuum, and homelessness among families is more likely to be hidden than visible. The more problems there are with a family’s housing, the more precarious it becomes.  Toronto is the site of a homelessness disaster in which thousands of people each year with no place of their own must stay in shelters, on the street, and in places not intended for human habitation. Toronto is also home to a housing crisis for low-income families.