On celebration, 75th Independence Day the government wants each Indian to have a proper roof over his or her head along with  the slogan Housing for all by 2022 will therefore necessitate a dynamic public private partnership and Private sector firms have shown a burgeoning interest in the lower-income housing landscape, mostly in the urban context, Global consulting firms like Monitor Deloitte have written several studies on the low-income housing market and created innovative models on how to facilitate financing to increase homeownership among the low-income group. American real estate investment management company, has also discussed in detail how to develop India’s urban affordable housing sector.

Housing finance corporations and developers in India have begun forming new ventures that deal exclusively with the urban low-income. The Ministry of Housing and Urban Poverty Alleviation, which will be discussed in great detail and categorizes Indian households in the context of housing policies. It is important to understand a brief history of urban development in India, which provides the context needed to more richly discuss the current role the government must play in the affordable housing space and the role demanded of the private sector.