Amid rapid urbanisation and changing socio-economic scenario, the demand for housing has continued to grow at significant pace. Besides, housing in rural areas offer huge potential for investments. The dream of owning a house is one of the important priorities of every individual for whom, a house is a major source of financial and physical security. Home ownership is key to savings, investment, consumption, household wealth and empowerment. The housing industry is the second largest employment generator in the country, besides being a significant contributor to the GDP. The investments in housing lead to a chain of investments and spendings. The vast housing needs of the sector require a matching institutional depth and reach. National Housing Bank clearly recognizes that the investments in housing through adequate credit supply needs to be substantially stepped up and the Bank will continue to pursue this priority agenda through a slew of promotional measures, consistent with the Bank’s charter and mandate.