Advisory Center for Affordable Settlements & Housing

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Document Type General
Publish Date 01/06/2011
Author Team Of State Bank of Pakistan
Published By State Bank of Pakistan
Edited By Suneela Farooqi
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PAKISTAN: AFFORDABLE HOUSING FINANCE, OPPORTUNITIES AND CHALLENGES

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Document Type: General
Publish Date: 2011
Primary Author: Team Of State Bank of Pakistan
Edited By: Suneela Farooqi
Published By: State Bank of Pakistan

The presentation is focusing on the challenges are rising trend of urbanization compounded with a rapidly growing population, rising markup rates and inflation, limited land registration information system, issues related to land titling, lack of proper legal framework protecting rights of house owners, and issues in land availability for construction purposes especially in urban areas. The Opportunities are linkages of construction industry with more than 40 allied industries, the widening gap between demand and supply of housing in the country can be seen as an opportunity by private entrepreneurs and developers, and low mortgage debt to GDP ratio highlights the potential.

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