This paper will investigates housing affordability of first time home buyer in Malaysia. Housing affordability has become the main issue in housing sector as the house price and living cost continue to increase especially in urban area. Affordability levels of house buyers are determine by household income, house price and housing expenses. The continuous increases of house price have affected the ability of people to purchase house. The problem is more severe among first time home buyer age 24 – 35 years old since the household expenses continue to increase.