The review covers the analysis of government policies and presents trends on disbursements, outstanding, nonperforming loans (NPLs), and other components of housing finance from year 2005 to 2011. The review presents different trends and analyses concerning housing finance. It covers the overall situation and the factors hindering the growth of housing finance in Pakistan. The report begins with the importance of housing for the economy. Almost 40 industries are allied with the construction of houses. Further, housing statistics and the state of urbanization in Pakistan have been discussed.