Africa’s housing finance sector has been going through considerable growth and changes over the past decade. Historically, housing on the continent has been mostly been self-built and financed. However, over the past ten years, developers have been moving in to build housing, and housing finance systems are reconfiguring themselves accordingly. Mortgage markets are also slowly developing, and investors are starting to recognize the potential of the affordable housing market – the African middle-class and are responding with products and services tailored specifically to this opportunity.