The affordability of housing is linked to the health and well-being of individuals and families. Housing affordability stress is a situation where a household who wants to own a house spends more than 30 percent of its monthly income on housing costs which might affect the living expenditure. Hence, this study is carried out to define what is housing affordable stress in Malaysia and to explore the factors influencing housing affordability stress among the Bumiputera from the lower and middle-income group in Johor Bahru. Data and information are collected through literature review and questionnaires.