Challenges Towards the Provision of Affordable Housing for Low-Income Earners

Housing provides shelter for people to live in and space to exercise their daily activities. Unfortunately, the housing supply has not been able to meet this demand. The housing sector faces a continuously growing demand in the urban areas. Affordable housing plays a major contribution to the housing supply system but has not been attained due to the lack of income of the residents. The purpose of this study was to explore the challenges towards the provisions of affordable housing for low-income earners in Batsinda II-Rwanda.

This case study’s target respondents were the low-income earners groups, housing supply institutions, and Housing developers. Purposive sampling was adopted in the study. The qualitative approach was adopted for this study focused on the in-depth understand on the opinions and perspectives of policies. The data was collected from the field using questionnaires, interviews, and observations and applied to reach objectives based on three main assessment tools; interview, review case study project, and literature review about local documentation. The study found that affordable housing is still experiencing challenges and that the government needs to contribute significantly, especially by providing enough financial subsidies and assistance to realize a substantial supply of affordable housing, particularly through affordable housing funds.

The research concluded that it is reasonable that the government has tried its best in the housing sector by implementing policies supporting affordable housing, such as the national housing policy, prime minister instructions, and affordable housing fund, etc. The Researcher recommends comprehensive and enforceable housing policies, programs and related strategic actions to be taken to ensure the development of an appropriate housing provision system.

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