Analyzing the Impact of the Government’s Affordable Housing Schemes on Housing Affordability in Rwanda and Targeted Households

Many developing countries are undergoing rapid urbanization which often outpaces affordable housing development, aggravating housing shortages. To address this, some governments initiate affordable housing schemes, aiming to provide low-income households with access to affordable housing. This thesis examines the impact of government affordable housing schemes on housing affordability in Rwanda, focusing on their distributional impact and their targeted households.

Using a mixed-methods approach, this study analyses data from the fifth Integrated Living Conditions Survey (EICV5) to investigate income distribution, housing expenditure patterns, and expenditure-to-income ratios across different population segments and geographical regions. Complemented by a review of government policies and institutional frameworks, the study contextualizes its findings within consumer theory, New Institutional Economics (NIE), and Housing Supply Value Chain frameworks.

Also Read: Decent and Affordable Housing in Rwanda: Financing Options for Sustainable Development