The rapid cities are expanding in Pakistan and are facing an acute shortage of housing.  Another serious problem in Pakistan the elite of urban has captured the housing market and the lack of government regulations is a leading issue in the housing crisis in Pakistan. By 2030 half of Pakistan’s population will be shifted for residence in urban and peri-urban areas. The major issue of Pakistan is also the unorganized growth of cities. Major cities like Lahore, Karachi, Quetta, Islamabad, Faisalabad, Rawalpindi, and Peshawar have been worsening under the massive influx of people as they are not able to provide access to affordable housing, fresh air, clean drinking water, sanitation, health care, education, and other basic social welfare needs of the residents.

The housing market in Pakistan has shown a sharp growth and remains widely unimpacted by the economic shocks the country goes through. Land prices have over the past decade steadily hiked in cities like Lahore, Karachi, and Islamabad. For instance, in Lahore, the price for some single square feet of land has gone up from 4,219 PKR to 10,380 PKR in only nine years. On a national level between 2015 and 2016 alone, investment in gated housing schemes increased by 15 to 20 percent and between 2010 and 2016 apartment prices increased by 120 percent. The country has traditionally had a low saving rate in 2017 and 2018 Pakistan’s Gross Savings only 6.78 percent and 5.5 percent respectively. Buying land and renting property is viewed as a lucrative and secure investment in Pakistan. The excessive trend of tenancy and procurement of land has meant little investment in actual economy’s growth and inflation in land prices. This housing situation has meant that in 2016, “Only one percent of the housing units developed annually to cater to 68% of Pakistan’s total population, comprising people who earn a maximum monthly income of Rs 30,000. On the other hand, almost 56% of housing units target 12% of the population, comprising individuals with a monthly income of Rs 100,000 and above.