Advisory Center for Affordable Settlements & Housing

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Edited By Saba Bilquis
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Malawi – Country Profile, Malawi

The country profile of Malawi with specific stress on housing and housing supply authorities in the country. Housing finance in Malawi is highly underdeveloped especially for lower income borrowers and there are few informal mechanisms to fill the housing finance gap. There are two main types of housing finance that are offered by the formal financial sector. The supply within the formal housing finance market has been growing fast, with at least two new entrants in the past couple of years. More institutions are expected to formally offer housing finance within the near future. The housing microfinance is mostly under-developed with the exception of a handful of community-based and employer based Savings and Credit Cooperatives (SACCOs).

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