Advisory Center for Affordable Settlements & Housing

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Land and Organizational Capacity and Affordable Housing Development in Canada

Housing is a human right, enshrined in the International Covenant on Economic, Social and Cultural Rights, signed and ratified by Canada. And yet, many Canadians do not have access to housing they need at a cost they can afford.2 Executing affordable housing is contingent on three pillars: money to finance, land to build, and organizational capacity to action. This paper expands on the workshop session ‘Financing, Land and Organizational Capacity: Affordable Housing Development’ which took place in Ottawa, on 26 April 2018 at the Canadian Housing and Renewal Associations annual Congress on Housing and Homelessness. Session panelists included Howie Wong, CEO of Housing Services Corporation in Ontario who discussed the lack of long-term financing as a gap to developing affordable housing; Kit Hickey, Executive Director of Housing Alternatives Inc. and Rehabitat Inc. in New Brunswick who illustrated how land banks may be used as a tool to promote the development of affordable housing; and Graeme Hussey, Development Manager at the Centretown Citizens Ottawa Corporation and President of Cahdco, presented ways in which non-profit organizations can organize, fund, and support affordable housing development. The session was moderated by Kaye Melliship, Executive Director of the Greater Victoria Housing Society. Access to suitable, affordable, and adequate housing is fundamental to individual and community health, well-being and prosperity, as well as the foundation for healthy economies and thriving communities. Yet globally, in both developing and advanced economies, cities are struggling to meet the challenges of providing housing for not only their poorest citizens, but low and middle-income populations as well. In 2014 the McKinsey Global Institute published “A Blueprint for Addressing the Global Affordable Housing Challenge.” According to the report, an estimated 30 million urban households around the world live in substandard or unaffordable housing. Further, approximately 200 million households in the developing world live in slums. The issue persists in the developed world, where in the United States, European Union, Japan, and Australia, more than 60 million households are financially overextended by housing costs. Figure 1 illustrates the extent of the affordable housing crisis on a global scale.

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