Housing for the affordable segment has been a priority area for the Government of India. To mitigate the housing requirements, housing schemes have been in operation both by the Centre and State Governments as also through budgetary allocation. The majority of the Central and State Schemes are intended to fulfill their social objective of providing housing to EWS/LIG segments through subsidized or cross-subsidized mechanisms while the private sector is catering to the need of middle and higher-income segments on a commercial basis.

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