The document addresses the issue of affordable housing in the Philippines, which is as prevalent here as in other Asian countries. A major issue is the scarcity of affordable housing and access to credit. Even when housing is available, the prohibitive costs of renting or purchasing and the lack of easy access to mortgage or lending systems place decent housing beyond the reach of ordinary citizens. The second barrier is the insecurity of tenure and property rights. Both Soliman and Kenneth Fernandes (Asian Coalition for Housing Rights) raised the issue of how in Southeast Asia the lack of secure titles and the prevalence of informal ties to land often result in eviction. Without proper documentation of ownership, those evicted, usually the poor and the marginalized, have no recourse to the law.