The real estate sector is the growth center for the development of an economy. Bangladesh, being one of the most densely populated nations in the world, has been experiencing severe of houses shortages for its citizens. Although the majority of the population is segmented into the middle and the low-income groups, still housing for all 1has been a fallacy in Bangladesh. The private sector housing real estate developers have met a small proportion of the national housing demand in the last more than twenty years. The gap between demand and supply is still joy wide. Despite inadequate policy preparations, these real estate developers have been successfully making business although the middle and low income households are still untapped. With the larger proportion of people living in this income group, the private housing real estate sector has a huge scope to grow in this country. The positive notion is supported by many key indicators such as increasing house rent, inadequate and costly land, easier financing availability and more. To pave the way for the organic development of the industry, the problem of long-existent inadequate financing availability at a lower burden of terms and costs must have to be removed immediately, and wider scope has to be created for Non-Resident Bangladeshis. With many other issues, this study attempts to identify the current status of the private housing real estate in Bangladesh, presents deeper insights of the critical factors for increasing its coverage, and thus finally recommends some immediate policy measures.

The real estate sector is one of the fastest growing and thrusting sectors in Bangladesh. Infrastructural development is highly important for a country to rise as a developed nation and to ensure housing facilities for the citizens of the country. But in spite of compared to the importance of this sector, there have been studies that are far below the required number on the real estate sector and its accessibility to financing. Islam M. S. and Hossain A. (2008) conducted an extensive study on the depth of the housing industry with focus on the supply chain, and Sarker M. M. R. and Siddiquee (2008) conducted another similar study on the real estate sector. Sarker M. M. R. and Siddiquee (2008) focused on the availability of and accessibility to financing for the stakeholders of this sector.