Document by Cagamas Berhad, is “a definitive study” on historical perspective on housing development, housing today, financing housing development & home ownership, the secondary mortgage market, government housing policies & incentives, low cost housing, rural & estate housing, bumiputera house ownership, legal and administrative framework, technology for housing, labour in housing industry, building materials, housing delivery system, housing and the environment, housing and concerns of the consumers, productivity in housing and selected issues.