An affordable housing scheme in Pakistan, titled “Khuda-ki-Basti, in the city of Hyderabad, Pakistan. This housing scheme was initiated by the former director general of the Hyderabad Development Authority (HDA) in 1986. Restrictive governmental process such as allotment procedures, allocation of loan against land mortgage or land/property ownership provision for speculative purposes were replaced with unconventional and innovative approaches in allotting houses in this scheme.