The planned affordable housing financing will help mobilize dormant or locked savings and generate new savings for investment. Some seed money is expected to flow from the registration of prospective buyers, with the government likely balloting for the allotment of lands. The program will invigorate 40 industries, producing 200 components, required for each housing unit. Finally, for such a giant of a project, a huge amount of civic and utility services need to be provided ranging from gas, electricity, sewerage lines to education and health facilities.

The State Bank of Pakistan (SBP) has been directed to set up a national financial regulatory body to help arrange the necessary finances. In major urban centres, the focus is likely to be on high rise buildings. The government plans to resettle slum dwellers with proper ownership rights in big cities. With inflation rising faster than the estimated official rate, and reports that the IMF wants the central bank’s policy interest rate to increase, the programme may suffer a setback and diminish the government’s options to provide support to affordable loans.