To most individuals, housing represents the largest single investment item of a lifetime. This is especially true as family incomes increase and housing is viewed less as a basic consumption and more as a key to a secure future. Developing countries have learned that the provision of decent housing for all cannot be left to the play of the market forces alone. Whereas the well-to-do few have no trouble obtaining comfortable homes, the majority of families in developing countries go without adequate housing and related facilities. Therefore, the governments found it necessary to intervene in the production of housing for their population. Under the Seventh Malaysia Plan (1996-2000) and Eight Malaysia Plan (20012005), Malaysian government are committed to provide adequate, affordable and quality housing for all Malaysian, particularly the low income group. This is in line with Istanbul Declaration on Human Settlement and Habitat Agenda (1996) to ensure adequate shelter for all.