Affordable housing is defined as ” adequate in quality and location and does not cost so much that it prohibits its occupants from meeting other basic living costs or threatens their enjoyment of basic human rights.”

Some of the Causes of Housing Unaffordability: Economic- Disproportionate rise in housing costs as compared to household incomes. Insufficient supply of housing due to economic unavailability for developers. Heating or cooling bills are related to low incomes, high energy prices, and poor energy efficiency of buildings. Demographic- Household size dynamics (Increased size implies increased spending on other necessities; decreased size implies more families that need homes). Population growth (natural and in-migration). The aging population occupies homes that can cater to larger households.