This is a presentation based on Management team with over 100 years of experience: the best in the industry. Loans are backed with real guarantees that are characterized by added value through time. And with real, and lower-than usual LTVs. Commercial Strategy through different channels and over-the-market service level to customers, ION’s Structure allows it to become a portfolio servicer to other financial institutions. We’re not interested in growing our balance sheet. We see ourselves as good originators and servicers. Willing to remain with skin in the game, but aiming to sell our loans. Flexible parametric analysis that obtains revenue sources of clients in a detailed way, Technologic platform known as “App ION”, which is based on the best practices of the software development industry. We take advantage of the data available in the market.