This is a Presentation based on “Naya Pakistan Housing Program of PTI”
Food, Clothing, and Shelter It is all a number game, more the people more the need
• The fact remains that land size remains the same for a country, while land needed for producing Food, Clothing, and Shelter is always on the rise due to population growth.
• The world population in 1900 was around 4 billion, and today it stands at 7.67 billion.
• In 1970, the population of Pakistan was 58 mn, and by 2019 it is 2001 mn.
• By the turn of the century it is projected at 375 mn.
• The land area of Pakistan remains the same at 882,000 Sq KM.
• At a population of 58 mn in 1970, the density was 66 Persons/Sq KM.
• Today it is 227 Persons/SqKM and by the turn of the century, it will be 425 Persons/SqKM.
More people to be served with food, clothing, and shelter by the same land, asking for more productivity of land i.e., yield/acre for food, clothing, and shelter. In housing, it simply means efficient use of land through improved densification and high-rise housing.
Housing for all: The cherished mission
The target of 10 lacs housing units per year (50 lacs over 5 years tenor) will be achieved in the following market segments:
> Rural Areas: 4 lacs units/year
> Peri-Urban areas: 2 lacs units/year
> Urban Areas: 4 lacs units/year
Addressing housing issue from a wider geographical and income perspective:
1) Rural and Peri-Urban Housing: The PM program will address the rural and peri-urban housing issues, alongside the main issue of housing shortage in urban metropolitans.
2) Income Segments: PM Housing Program will focus on lower-middle, low-income housing alongside housing issues of Bottom-of-Pyramid
3) Slums and Katchi-Abadis: The program will address slum improvement, rehabilitation, and resettlement of slums/squatters, and PTI will have zero tolerance for new squatter settlements.
Potential for Developing New Satellite Towns on State Land
Federal Govt Land with Evacuee Trust Property Board (ETPB), Railways and State Enterprises, and directly under Federal Govt, etc:
ETPB has a total of 110,000 acres of land in different cities which is effectively owned by Federal Govt and could be made available for developing new towns, Industrial Estates, and Commercial areas for economic activities.
Some of these are
> Nankana Sahib 16,000 acres: A large size city could be developed thereby inviting an international developer.
> Shiekhupura 4,000 acres, Sahiwal 9,600, Hyderabad 12,000 acres, Okara 12,000 acres, Layyah 5,800 acres.
> Another 8-10 cities with land parcels of 1,000 to 4,000 acres.
> Pakistan Railways has more than 100,000 acres
> Provincial governments have large parcels of land, which could be transformed into decent habitats before it is grabbed by slums/mafia.
Progress on institutional arrangements
Under process with Law Ministry:
> Housing Authority (HA)
> Real Estate Regulatory Authority (RERA)
> Legal matters regarding Foreclosure Law, Tenancy Law
Promoting housing finance through Banks and Specialized Housing Finance Institutions (SHFIs):
> SBP has announced measures for promoting SHFIs in the private sector under the DFI Model, with facilitation on capital requirements.
> SBP is also actively working on restructuring HBFC to ensure its due role in low-cost housing finance.
> SBP is recently announced regulatory measures to incentivize Banks/SHFIs to expand their role in housing finance, more so to the low-income housing segment.
> National Housing Bank: SBP will go for a dedicated regulatory agency like NHB for the housing finance sector, once there are more SHFIs in the market.
Youth Empowerment Through Rural Housing Construction Case of Punjab
• For the construction of Model Village Housing, as per PM’s vision, un-employed graduates from disciplines of Civil Engg, Town Planning, and Architecture are being mobilized by Dr. Fariha Tariq, Head HRC-UMT to form a small construction company with a capital base of Rs 4-5 mn.
• Unskilled Manpower will be used from the local villages and trained by a team of professionals.
• In the first stage, three such companies will be established to develop one model village each.
• After the successful experience of the Pilot Phase, the project will be expanded from the Pilot Scale to the Commercial Scale by expanding its outreach to the entire province with involvement of more Universities and Government agencies like the National Rural Support Programme (NRSP).