Advisory Center for Affordable Settlements & Housing

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Pakistan Real Estate Market

Pakistan real estate market (REM), which has taken an exponential plunge in the wake of the economic recession driving the investor sentiment to all-time lows. However, where the world has failed in providing o...

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Pakistan – Urban development most neglected sector

Urban development continues to be the most neglected sector in Karachi, the largest cities of Pakistan. Many cities in other parts of the world, even much smaller in size and population than Karachi, have alrea...

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Canada – Housing Observatory

The purpose of a Housing Observatory is to provide a complete, reliable and objective description of the housing sector in a country from the demand and supply of housing, to the quality and use of the existing...

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Pakistan – Housing for Poor in Sindh

It is a housing scheme for poor, needy and low income shelterless people who would be given plots in these schemes on very low prices. The government was providing plots at little or no cost and heavily subsidi...

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Global – Mortgage Insurance

An insurance policy designed to protect the Mortgagee (lender) from any default by Mortgagor (borrower). Used commonly in loans with a Loan-to-value over 80%, and employed in the event of foreclosure and reposs...

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Diagnostic Survey of Housing Finance Pakistan

“Enclude and Foresight” research presenting a proposal for Technical Assistance Services for Conducting Diagnostic Survey for Housing Finance for the State Bank of Pakistan (SBP). Enclude is recognized as a lea...