Advisory Center for Affordable Settlements & Housing

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Pakistan – Mortgage Finance Opportunities and Challenges

Opportunities and challenges of mortgage financing in Pakistan.  Among many other related issues, it discusses the impediments on the way of growth of mortgage, which are lack of developer home buyer financing ...

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Pakistan – Housing Demand in Islamabad Capital Territory

Housing differs from the standard Neoclassical good; it is heterogeneous and its spatial fixity means that the location of the housing stock matters to households. Promoting the Concept of Housing Finance. Enco...

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Global – Islamic Housing Finance

Islamic housing finance. There are two basic Quranic concepts shaping modern Islamic finance: explicit prohibitions by God against riba and maysir. The Quran, the divine word of God, does not explain in detail....

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Pakistan – Housing Finance Quarterly Oct to Dec 2009

The reported average time for loan processing is 24 days for all banks and DFIs; a trend that has remained almost similar over the year. Currently, the application processing of most banks is a centralized proc...

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Pakistan – Khuda Ki Basti: Incremental Development Plan in Karachi

Khuda-ki-Basti is a grid-like, planned layout within the 5500-acre Gulshan-eShabbaz housing development located in Hyderabad. It is the site of a development scheme devised by the Hyderabad Development Authorit...

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Khuda ki Basti Incremental Development Scheme in Pakistan

An affordable housing scheme in Pakistan, titled “Khuda-ki-Basti, in the city of Hyderabad, Pakistan. In this scheme, the actual housing is built incrementally as individual incomes allow; the social transforma...