Advisory Center for Affordable Settlements & Housing

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Affordable Home Ownership Policy

Affordable homeownership is a policy that is often accorded a great deal of policy attention by governments of many countries. In this paper, we examine the market implications of setting a housing price-to-inc...

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Leisure REITs

REITs – a globally emerging asset class with a market cap of more than US$600 billion. Rapid expansion in Asia market capitalization of more than US$48 billion and increasing. Tax efficiency of REITS makes it a...

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Reading REITS right, Leisure and lodging REITS in Singapore

The trend in Asia and around the globe has been that upstream and downstream proponents of real estate investment trusts have been working hard to promote REITs as an investment of choice in an era of swaying e...

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Singapore- REITs Growth

Tax transparency – puts unitholders in the same position as if they had invested directly in real estate. Dividend yield – mandatory distribution rules make REITs attractive to investors interested ...

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Residential Mortgage-Backed Securitization

Securitizing residential mortgages have been used effectively to manage mortgage-related risks like interest rate risks, credit risks, funding risks, and sector concentration risks by financial institutions in ...

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Affordable Housing Is Really Affordable

HDB issued new data to show that new flats are within the budget of first-time home buyers in different income groups. Hear what people on the ground have to say. Opposition parties have called for new flat pri...

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Singapore- Measuring Housing Affordability

This report is on nationwide debate on housing price and Singaporean Housing Minister’s statement on the issue. The main result of our study is that rising loans and withdrawals from the CPF to finance house an...

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Loan To Value Singapore – Going Higher With LTV

This write-up is on Singapore’s increasing loan-to-value ratio. Loan-to-value (LTV) is basically a notion used to describe the loan amount a mortgage lender is willing to offer you based on the value of t...

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Singapore- Upward Mobility and the Private Housing Market

This document is examining the determinants of new private residential units sold in Singapore during the 1990s. The Singapore housing market is characterized by the coexistence of a dominant public sector and ...

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Saudi Mortgage Law Opens Kingdom to Home Lending Surge

On enforcement of mortgage law in Saudi Arabia. At that time Saudi mortgage market was US$16 billion, which was expected to be US$32 billion in the coming ten years. The market may increase to about $32 billion...

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Saudi Housing Market Economic Update Saudi Arabia

This report is based on the Saudi real estate sector expecting to see strong growth through the rest of this year, with momentum continuing into 2012 and beyond. This comes on the back of improved economic cond...

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Saudi Fact book 2011

The Saudi Arabian economy remains one of the strongest in the region and one of the best positioned to weather any potential slowdown in the global recovery. Whilst many major economies continue to struggle pos...

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Kingdom of Saudi Arabia – Housing Market Landscape Assessment Report

The housing market in the Kingdom of Saudi Arabia has been well dwelt upon, but unfortunately not from a holistic approach. The rise of the housing issues, increasing population, and the constitution fabric of ...

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Saudi Arabia: Housing Rentals as an Emerging Investor and Developer Opportunity

This presentation is given in Riyadh Real Estate Summit, in November 2014, which defines rental housing, social rental housing and public housings, and gives case study of rental housing in selected countries o...

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Global: Development of Business Model & Implementation Housing Regulation

This document is prepared by CMHC-SCHL, Canada, to assist General Housing Authority (GHA) of Saudi Arabia to design a business and implementation plan on the basis of findings from assessment of housing agencie...

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Housing the Growing Population of the kingdom of Saudi Arabia

This document gives an insight to housing demand and supply condition prevailing in Saudi Arabia, in the light of lack of mortgage system and low financing penetration, lack of affordable housing, shortage of a...

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Real Estate Sector Kingdom Under Construction in Saudi Arabia

This document gives a complete overview of Saudi Arabia’s real estate market and investment condition. The real estate market in Saudi is at a nascent stage in its development relative to its peers in the GCC. ...

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Saudi Arabia-Strategies of Affordable Housing

This document gives strategies for affordable housing in Saudi Arabia, the role of public/private sectors, social societies, and lending associations in meeting the basic housing needs of people and providing a...

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Low-Income Housing Finance in the Philippines

This presentation gives community mortgage program of low income housing finance in the Philippines.  It gives the idea of the Philippines government’s intervention for the bottom 30% of the population.

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Philippines- CMP Helps Poor Access Home Ownership

The document gives how For more than two decades, the Philippines’ Community Mortgage Program (CMP) has successfully delivered home ownership to many lower income families that live in under-developed areas. Fl...

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Housing in the Philippines

The document addresses the issue of affordable housing in the Philippines, which is as prevalent here as in other Asian countries. A major issue is the scarcity of affordable housing and access to credit. Even ...