It is a presentation on HAG that has identified impediments in the growth of housing finance and has come up with key recommendations. Dissemination of recommendations made by the Group, to concerned stakeholders. Initiated the implementation of recommendations. The Initiative was launched in cooperation with the International Finance Corporation (IFC). Approximately 200 bankers have been trained in the mortgage business so far. Restructuring of the House Building Finance Corporation Restructuring of the House Building Finance Corporation Ltd.(HBFC Ltd). Establishment of a real estate market observatory.