The State Bank of Pakistan (SBP)  on Regulatory Framework of Housing Microfinance. It addresses the matters related to Microfinance Institutions Ordinance 2001, Prudential Regulations for MFBs. It also dilates the finery of Microfinance Licensing Criteria, NGO Transformation  Guidelines, Branchless Banking Regulations, Guidelines for Commercial Banks to undertake Microfinance Business, and Guidelines for Islamic Microfinance Business by Financial Institution.