This is a study by IMF to find out if there is any business case for financial institutions to make housing finances in Pakistan.

International Finance Corporation (IFC), a member of the World Bank Group, analyses ways and means, and processes to support the growth in the housing sector. To help realize the full potential of the opportunity in Pakistan’s housing finance sector, IFC undertook this study to underline the volume in mortgage finance market that could be tapped by expanding portfolios across different income segments in small, medium, and large cities. The study also focuses on potential returns on assets that could be achieved on mortgage finance portfolios by banks/DFI. The study combines information from various secondary sources such as the Population Census of Pakistan (2017), studies of Pakistan Bureau of Statistics, Pakistan Social and Living Standards Measurement (PSLM) surveys, research articles, as well as information from banks/DFI, and views from industry experts.