Advisory Center for Affordable Settlements & Housing

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Edited By Saba Bilquis
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Philippines Housing Finance post-FSAP follow up

PowerPoint presentation

Key FSAP issues for the Housing Finance System

  • ŸFSAP – “private housing finance market is growing soundly but remains largely under-developed
  • ŸNumerous overlapping/competing and misdirected subsidies, tax credits and guarantees
  • ŸStill much work on the building blocks for a sound housing finance system – eg Registration, Credit information, regulations, underwriting, etc
  • ŸDeveloper Financing is unregulated and unquantified, yet could account for a large proportion of the financing for real estate.
  • ŸNeed for review of mortgage regulations by BSP

 

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