This paper is describing Singapore’s effective housing and retirement policies. Singapore’s success in providing homeownership to a majority of its middle-income working people can largely be attributable to a combination of decades of steadily rising housing prices that drove demand and its Central Provident Fund (CPF), which was initially set up in 1955 as a mandatory retirement scheme under the British colonial government. Rapidly rising home prices throughout the Asia Pacific region are focusing attention on housing and housing wealth’s role in enhancing financial security for families and individuals as they move into retirement. Singapore’s success in providing homeownership to a majority of its middle-income working people can largely be attributable to a combination of decades of steadily rising housing prices that drove demand and its Central Provident Fund (CPF), which was initially set up in 1955 as a mandatory retirement scheme under the British colonial government.