A 19-page presentation on a socially responsible and commercially sustainable solution to poor people’s housing problems proposed by the House Building Finance Corporation of Pakistan in 2005-6. A social housing company is being promoted by HBFC, Saiban, Acumen Fund, etc. to design and develop low-cost housing projects on the concept of “incremental housing”. Initial capital is proposed at Rs 125 – 250 mn, the idea has been encouraged by the prime minister and is being promoted under the SBP platform. Nearly 55% of the urban population is living in katchi abadis in Karachi. The figure is lower in other cities. Social housing company is to promote affordable housing facilities to low-income groups and less privileged classes of society.