This presentation is based on opportunities and challenges of housing finance. Affordable housing is a term used to describe dwelling units whose total housing costs for either rented or purchased unit, are deemed affordable to those that have a median household income. Housing sector has important forward and backward linkages in terms of socio-economic development. Social supply of affordable housing has major impact in terms of improving living conditions, health, education and human development. Economic development of housing and real estate sector has a direct impact on GDP growth, growth of financial sector, construction material industry, employment, capital market as well as insurance industry.