In Minnesota, most affordable housing is produced through local efforts in response to local needs. Housing developers and city officials put together housing projects on a case-by-case basis by combining funding from several sources with zoning variances and fee waivers. While some other states have chosen more systematic approaches, by requiring the production of affordable housing, Minnesota’s Livable Communities Act is a voluntary, incentive-based approach to providing affordable housing that has been only marginally successful in producing more affordable housing. Despite various factors that potentially limit the production of affordable housing, many of the organizations that we surveyed helped produce affordable housing. For these organizations, government intervention particularly in the form of financial assistance is a crucial part of building affordable housing. Apart from obtaining government subsidies, however, there is no universal strategy to building affordable housing. On a case-by-case basis, project developers and local officials take advantage of various types.