A balanced housing policy means ensuring that both rental housing and homeownership become synonymous with economic security, safe and stable communities, access to quality jobs, schools and services, and wealth building. In other words, they both contribute to achieving the American Dream. A balanced housing policy involves investing in people just as much as we invest in property. That means developing strategies that address housing needs from the income side, by improving the economic capacity of families so that they are able to climb up the housing ladder, including homeownership if it is appropriate.