For most of 2020, the country has been beset by the COVID-19 pandemic, social unrest sparked by longstanding racial injustice, and the devastating impacts of climate change. Although low-interest rates and continued growth in some sectors have bolstered homebuying and the broader economy, conditions have worsened for many households. Indeed, the nation’s failure to live up to its long-stated goal of a decent home in a suitable environment for all has never been clearer—particularly in the lack of affordable rental housing and unequal access to homeownership. Today’s crisis conditions call for a comprehensive re-envisioning of national housing policy.