The Mumbai was renamed as Mumbai during late nineties.  Increasingly, services are filling the vacuum but in a haphazard way due to various social and administrative reasons, housing stock of Mumbai has not grown at the same pace as the population which has lead to price inflation and  an affordability, affordable housing options for most of migrants are: Chawls; Patra Chawls  Although pavement dwellings and chawls have poor slum . The Chawls were rental tenements constructed in Mumbai for low income workers and  male migrants living in hutments built on the footpaths. The living conditions of pavement dwellers were worse most of the inhabitants had to pay rent to local strongmen who informally controlled the pavements.

Mumbai has historically been India’s commercial capital, contributing significant tax revenues to both Maharashtra and the Centre. However, over the past decade, Mumbai has been declining rapidly on the dimensions of both quality affordable housing and infrastructure. Though several very valid recommendations already exist on Mumbai, what is really needed is for Mumbai to undergo a change in mind-set: from thinking of small incremental improvement and debottlenecking, it must begin to think of making step jumps towards becoming a vibrant metropolis. The situation, at present, may appear insurmountable, but the city can transform itself in a 10-15 year time frame. Mumbai must invest substantial amounts over the next ten years in each of the following to address issues arising out of rapid population increase due to urbanization / migration.