Affordable housing is a key element in the provision of housing in England and Wales, particularly within the south-east where values of private housing has outstripped for example the ability for key workers to be able to get on to the property ladder. Affordable housing is required in most schemes throughout the country but the overall stock has been in long-term decline. The provision of affordable housing through mainly Section 106 Agreements throughout the recession, however, has focused developer’s attention on the cost of this provision and the viability of development schemes. Nevertheless the demand for housing is still prevalent. In mid 2008, 1.8 million households were on Local Authority waiting lists. It continues to form an important part of the development framework and local authorities are recognising that a more flexible approach to the provision of affordable housing going forward is essential. Therefore, the phased approach and incremental percentages are some ways that local authorities are looking at providing adequate accommodation